Car Insurance Money Saving Tips - Part 2
Published Wednesday, October 22, 2008 by bloggerblognet22596 | E-mail this post
The second and final installment on car insurance money saving:
No Claims Bonus
It's worth trying to build a number of years of no claims bonus as it's probably the most reliable way of reducing insurance costs. You will need to have your own insurance policy before you can build a discount, which for young drivers can be expensive, but the sooner you start building your no claims the sooner you can start to enjoy the benefits.
Reduce your Annual Mileage
The amount of miles traveled in a year is another factor that car insurance companies use to calculate insurance costs. Limiting your annual mileage to less than 12 to 15k could see a reduction in cost.
Increase Voluntary Excess
Your excess is the initial cost that you agree to pay towards any claim that you make. The more you agree to pay reduces your reliance on your insurer to cover the cost of smaller claims. This makes you less of a financial risk to the insurer, which again could help to lower your premium.
Buy Online
Because of the lower overheads of internet sales, insurance companies will often pass on some of the savings made to the customer. Many will offer as much as a 10% discount on car insurance sold via the internet.
Get Insurance Quotes Every Year
It often pays to shop around for car insurance before you renew. Even if you are happy with your current insurer, it could be possible to get a better deal elsewhere. Often, insurers will entice new customers with cheap insurance deals, so it's worth having a look around before you renew with your current insurer.
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Blogger BlogNet84761: Car Insurance Money Saving Tips - Part 2
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